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Thread: It will be close
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12-20-2009, 08:54 PM #21
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12-21-2009, 06:32 AM #22
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12-21-2009, 07:26 AM #23
Just called insurance to tell them to go look at it.
I dont really like my options:
A. Get less for my car than I think it is worth or could have sold it for. or
B. Have a damn near totaled car pieced back together.
Can bitch tho. It's all my fault
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12-21-2009, 08:06 AM #24
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12-21-2009, 08:09 AM #25
Don't be too hard on yourself man, I've been in 4 wrecks that were all of my making...you gotta face the fact that you made a mistake, learn from it and move on. There is no point in blaming yourself even though it is a mistake on your part cause that will just make things worse...look at the better side of things, it could have been a lot worse, you could have hit another car, pedestrian or worse.
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12-21-2009, 08:28 AM #26
Yeah, I know what you mean.
I'm always more carefull when other cars are around. I've played in this corner a lot of times. Most of the time going the other way. I always go in at a safe speed, since it is a blind corner. When I get far enough that I can see there are no cars coming I get in the gas. The tires just didn't hook at all this time.
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12-21-2009, 09:19 AM #27
- Join Date
- Jan 2007
- Location
- Hamburg, Germany
- Posts
- 2,521
Silver- 1998 Camaro Z28 A4
wow, sorry for the car, happy you're allright.
i read "end of driveway" right? how fast where you going, that the car is messed up that much? i spun out of a curve and into a guard rail head on, at maybe 30something. big repair, nose, fenders, radiator, plus some other smaller stuff. but from your damages you must have gone a lot faster...
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12-21-2009, 10:05 AM #28
It happened about 1/2 mile from the driveway. But the tires got wet and muddy at the end of the driveway. I was prob doing 30something when I got in the gas and it broke loose. I think my damage is worse because where I ran off in the woods had been cut a few years back. I skipped across some stumps and bounced off a couple of logs. But I missed the big pine.
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12-21-2009, 10:15 AM #29
IF it is totaled what should I do:
A. Buy another toy. LS1, Bike, 4x4, 4 wheeler, etc.
B. Put the money towards bills, savings, and what not
C. Take the money and my '89 GMC and buy a new truck. (this is what the wife wants to do, but I dont want a payment right now.)
D. Put the money back and get some intrest on it until I'm ready to trade my truck in and then buy a new truck.
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12-21-2009, 10:30 AM #30
put the money towards bills and such, if after that you can afford another ls1 go for it
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12-21-2009, 11:17 AM #31
That's the least fun option. But the one I'm leaning to. I'm kinda thinking between that and getting a new toy.
It's not like we are behind on bills. Just seems all of our income goes to necessities (that's the reason the Camaro was basiclly stock. I had bought a few things for it before I got married.). We do have some savings, just not enough for me to feel safe to blow money for fun.
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12-21-2009, 12:20 PM #32
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12-21-2009, 01:02 PM #33
- Join Date
- Aug 2007
- Location
- Corn and Soybean fields
- Posts
- 5,483
Gray/ White- 09Ram 1500 83 Thunderturd
I think they usually pay you retail value of the car. So it might be more than you think but nothing insane though
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12-21-2009, 01:33 PM #34
Next time beat the woman, not the car.... Much cheaper and alot more fun.
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12-21-2009, 02:16 PM #35
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12-22-2009, 05:54 AM #36
Ins. adjuster is going to look at the car 2moro if it is not raining. If it is, it will be Monday before he goes.
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12-22-2009, 07:03 AM #37
- Join Date
- Oct 2008
- Location
- New Brunswick Canada
- Age
- 54
- Posts
- 881
Black- BLK TA modded 12.2@113mph
A lesson to be learned from this
1st I feel for you man this is not cool at all I'm happy you are ok to bad for the ride
I don't know if it works the same way in the US but here in Canada we get our cars appraised from a reputable appraiser and keep that appraisal in a safe place in case something like this happens. The book value on my car is 6 grand but the appraisal is 12 grand. A little high I think but hey who am I to complain
. My uncle has a 89 Chevy 1/2 ton step side with 38" tires all modded and his appraisal is $23 000 book value a big mac combo at Macdonalds lol
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12-22-2009, 07:14 AM #38
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12-22-2009, 07:20 AM #39
the acv for your car is around 10000 to 10500. the avc is what most insurances co pay off (this is how the insurance co i work for pays total losses). its the average of the retail and the trade. maybe a few hundred up or down depending on the optoins and the condition of the vehicle then they take out your deductable from the total they will give you.
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12-23-2009, 07:50 AM #40
Just talked to the adjuster. He was looking over the car. He thinks it is totaled, but still needs to run some numbers.
Been looking at bikes online all morning.
Dont know if I want to buy my Camaro back from the ins. company.
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