What did you do with your Trans Am today?

**pajeff02** · 03-01-2013, 03:24 AM

And... if you guys want to talk insurance. Uninsurance and underinsurance are what protects you. Liability only protects the other guy. If you have multiple vehicles go with the stacked option. Limited tort versus full tort (like here in PA), do yourself a favor and go with full tort. Lecture over.

**imprtkillr2810** · 03-01-2013, 10:11 AM

So I finally let the mod bug get to me. When I bought the car, to my knowledge, everything was stock minus the magnaflow catbacks. Today I ordered a lid, strut tower brace, and I'm waiting on the weather to clear up to put my new exhaust tips on it....

I've already made a list of all the other parts I'm planning on buying...I guess this is how it starts huh? Haha

**silverWS6** · 03-01-2013, 03:56 PM

Got her washed up and filled her up with 93

**Nutball** · 03-01-2013, 06:59 PM

Originally Posted by bhunter0830

If that is your comprehensive deductible then I am sorry! Knock your comprehensive down to $50 or $100. I have a windshield replaced about once a year on my truck since the roads in Northern Michigan suck in the winter! It shouldn't add but a couple of dollars to drop your comp down. Off my soap box, moving on...

Comprehensive = vandalism, glass etc
Collision = Accident where body and mechanical damages are incurred.

I do know the difference between comp, collision and liability...Just thought there might be something different for glass repairs.

Originally Posted by pajeff02

And... if you guys want to talk insurance. Uninsurance and underinsurance are what protects you. Liability only protects the other guy. If you have multiple vehicles go with the stacked option. Limited tort versus full tort (like here in PA), do yourself a favor and go with full tort. Lecture over.

Limited tort versus full tort? Not sure what that means. I do have multiple vehicles including my bike..Stacked?? These are terms I'm not familiar with.

**35th-ANV-SS** · 03-01-2013, 08:21 PM

I need to buy a Trans Am so I can contribute to this thread.

**suede** · 03-01-2013, 08:45 PM

youd haveto have penis enlargement surgery lol

**jakez28** · 03-01-2013, 08:57 PM

Hahahaha ^^^

**pajeff02** · 03-02-2013, 04:20 AM

Originally Posted by Nutball

Limited tort versus full tort? Not sure what that means. I do have multiple vehicles including my bike..Stacked?? These are terms I'm not familiar with.

In Pennsylvania, you have to elect a "tort" option. Limited tort insurance is cheaper, but you give up your right to bring a lawsuit in the event of an accident unless you suffer SBI -- serious bodily injury. This is generally defined as death, disfigurement, loss of function, loss of use, broken bones, etc. The problem is that many people suffer from soft tissue injuries in accidents, ie. cervical acceleration-deceleration syndrome, more commonly known as whip lash. A person could suffer from pain the rest of their life, but is precluded from bringing an action to recover damages for pain and suffering. Full tort insurance, which costs more, has no such limitation.

Stacking applies when you have multiple vehicles. If I carry liability of 100,000/300,000 on each vehicle, which means $100,000 per person, $300,000 per accident, I can also add uninsurance (UM) and underinsurance (UIM) of equal, but not greater, limits to protect myself. Uninsurance applies if you get taken out by a driver with no insurance (way too many of them out there) and underinsurance applies if you get taken out by a driver that carries low limits. In PA, you are only required to carry 15,000/30,000, which these days can go up in smoke in a hurry in medical bills unless you have good first party benefits or health insurance. With multiple vehicles, you can "stack" your coverages, which simply means add them all up and that is your total insurance coverage for your UM and UIM. We have 6 vehicles on our policy now with stacked coverages, so I have available $600,000.00 in coverage for us if we get wiped out in an accident by another driver.

First Party medical is nice as it is "free money" -- meaning you do not have to pay it back out of the proceeds from any lawsuit. This is as opposed to your primary health insurance that is going to bring a subrogation action to be reimbursed for what it is out. With the cost of health care, medical bills running into 6 digits is not difficult to achieve in a serious accident.

**35th-ANV-SS** · 03-02-2013, 09:42 AM

Originally Posted by suede

youd haveto have penis enlargement surgery lol

I wonder if this is considered Mod bashing. I'll think it over some more and report back.

**pajeff02** · 03-02-2013, 12:14 PM

Wade was just pointing out the fact that he had to undergo a penis extension before buying his car.

**35th-ANV-SS** · 03-02-2013, 12:53 PM

Originally Posted by pajeff02

Wade was just pointing out the fact that he had to undergo a penis extension before buying his car.

That makes much more sense

**Nutball** · 03-02-2013, 04:05 PM

Originally Posted by pajeff02

Wade was just pointing out the fact that he had to undergo a penis extension before buying his car.

Now that's funny

**suede** · 03-02-2013, 08:19 PM

Originally Posted by pajeff02

Wade was just pointing out the fact that he had to undergo a penis extension before buying his car.

Pimpin' aint easy!

**JoshuaGrooms83** · 03-04-2013, 04:01 PM

welded up my hotside on my rearmount turbo section

**pajeff02** · 03-04-2013, 05:57 PM

Nicely done. Are you tuning this beast or farming that out?

**JoshuaGrooms83** · 03-04-2013, 06:04 PM

tune will be done probly lext week. this was just so i could take it home and fit everything else up. I unbolted it off the car once it was welded and bolted into place. its completly adjustabel down to the tips so i can get it to sit just right. i still gotta clock te turbo a bit but its really close to be up and running. should be donw within a a couple weeks. next is to get that damn intercooler in the bumper lol thats litterlay the hardest part to get in there lol

**imprtkillr2810** · 03-05-2013, 01:39 PM

Got my slp lid in the mail today, so I put it on. Actually has a nice fit which surprised me since that's the biggest complaint I hear about them.

**Knight** · 03-05-2013, 03:34 PM

Set all the parts next to it, until next month when I'll have the chance to tear it down.

**JoshuaGrooms83** · 03-05-2013, 06:20 PM

got a nice polish and wax done by profressionals. car came out GORGIOUS!!!

just didnt have the right tools to get the paint to freshen up. its a 98 thats been to in texas a few times so it needed it lol

**Nutball** · 03-05-2013, 08:11 PM

Did a 2-day buff job, went into the shop for a lil welding repair on the drivers side window track. Then off to get windows tinted on Thurs. Since we have no need to roll the windows down anytime soon with this weather, figured the time was right.