Girlfriend didn't co-sign for auto loan...

**infantryws6** · 12-14-2009, 09:09 AM

Have you tried hitting her?

**justinmc978** · 12-14-2009, 09:14 AM

Originally Posted by infantryws6

Have you tried hitting her?

its okay to,

i mean sean connery and jersey shore both agree

**Red97GTP** · 12-14-2009, 10:38 AM

Just because you have a co signer on a loan doesnt mean youll get a longer term to lower your payment. why did tshe need you to cosign on her loan? tpoor credit? if so, poor credit isnt cured in only 6 mos. if you know for a fact that she has better cedit than you, then i would try to push her to cosign a little more. bascically what im trying to say is unless she has A1 credit, which it sounds like she doesnt, theres no real point to have her on the loan.

**JHayesLS1** · 12-14-2009, 11:57 AM

If you can't buy it with Cash you probably don't need it, if you still can't get it without a cosigner, you def. don't need it.

**bamaz28** · 12-14-2009, 12:57 PM

damn you went out on a limp for her, but when you needed it you got screwed. tell her to get the hell out !

**JonB** · 12-14-2009, 06:32 PM

Originally Posted by 2000redcamaro

you dont have united auto insurance do you?

No I have travelers why do you ask?

**Y2KPewterSS** · 12-14-2009, 09:50 PM

Thread title should have been " Ex-Girlfriend didn't co-sign for auto loan... "

**tatertot91** · 12-14-2009, 10:00 PM

Originally Posted by Y2KPewterSS

Thread title should have been " Ex-Girlfriend didn't co-sign for auto loan... "

i see what you did there

**Ramairgod84** · 12-15-2009, 05:20 AM

Originally Posted by c5z28

you have lady problems of your own

lol Touche c5. And well said y2k

**infantryws6** · 12-15-2009, 07:32 AM

Originally Posted by infantryws6

Have you tried hitting her?

Did you miss this post?

**davidz28guy** · 12-15-2009, 07:34 AM

anyone who cosigns for anyone is an idiot, end of story

**ls1blackbeauty98** · 12-15-2009, 07:43 AM

Originally Posted by Musclefan21

ok, unlike the other thread, this is a serious one. I just want to know how you would feel and what would you do if you were in my situation.

Me and my gf (both 25) have been together for 1 year. been living together for 6 months and before we moved in together, i co-signed for her for a car she wanted. because i loved her and she really wanted it.

yesterday i needed her to cosign for me to get a longer term on a loan (i was already approved with a good rate alone) and she said that she didnt want to. today i told her that i am glad that you were there for me just like i was there for you when u bought a car and she said that it was a rush and she wasnt available to do it. i told her that we have time till monday and she said that she didnt want to and she didnt feel comfortable with it.

Just an FYI, i am a professional who has been with the same job for 2,5 years and make ok to live and have a high 600s credit score. very clean cut individual. this weakened my relationship a lot. i dont even think i want to be with her after knowing that she wouldnt help me because she didnt trust me or something even though i helped her. so what do you think?

high 600 is just "average"
i wouldnt sign for you either, no offense even if you did sign for me. just because you were stupid does not mean id return the stupidity. even though you are a professional and all that jazz you could still turn on your gf at the drop of a hat soooo no if i were her i definitely wouldnt sign for you. sorry.

i have no idea why you signed for her. love is not stable enough to justify co signing a loan.

**infantryws6** · 12-15-2009, 07:49 AM

Originally Posted by ls1blackbeauty98

high 600 is just "average"
i wouldnt sign for you either, no offense even if you did sign for me. just because you were stupid does not mean id return the stupidity. even though you are a professional and all that jazz you could still turn on your gf at the drop of a hat soooo no if i were her i definitely wouldnt sign for you. sorry.

i have no idea why you signed for her. women are not stable enough to justify co signing a loan.

fixed

**CamaroFan71** · 12-15-2009, 08:32 AM

Dumping her isn't the answer, cause if you do and she gets pissed sshe can really screw you up by not paying the car loan. Tell her since she won't help you, she needs to get a loan for that car so you can have your name removed to help you get a better interest rate on this other loan. If that doesn't work, tell her you might need to sell the car to get off the note.

**Detroit Power** · 12-15-2009, 08:40 AM

Cosigning a loan for someone you're not legally bound to (re: married) is absolutely the poorest financial decision you could make, only beating investing in commemerative elvis plates for your retirement.

When you're married, for what it's worth you're already "cosigned," if that makes any sense. If your wife buys a car and either doesn't make payments or divorces you, you'll be equally on the hook.

One piece of advice that's related to the topic I've learned from all my divorced friends: Never, EVER get a joint CC. Every person I know that's been divorced said when their wife left / they left, out of retaliation the credit cards were maxed almost immediately. Even if you were married at the time when the spouse acquired them, you reduce your liability.

**Detroit Power** · 12-15-2009, 08:43 AM

Oh, and when you signed on the original loan you entered into a legally bound contract. Good luck getting out of it.

If, and big on "IF", the bank allows you to remove yourself from the loan I can almost guarantee there will be a loan adjustment to a higher rate, higher payment, etc. for your GF.

**infantryws6** · 12-15-2009, 08:43 AM

Originally Posted by Detroit Power

One piece of advice that's related to the topic I've learned from all my divorced friends: Never, EVER get a joint CC. Every person I know that's been divorced said when their wife left / they left, out of retaliation the credit cards were maxed almost immediately. Even if you were married at the time when the spouse acquired them, you reduce your liability.

Don't get joint anything. Not putting my crazy bitch ex on my bank accounts or credit cards saved me a lot of money. She was pissed but I told her upfront we would never have joint accounts

**Detroit Power** · 12-15-2009, 08:48 AM

If your woman (wife or otherwise) feels hat you don't love her because you won't sign on the dotted line for a joint (anything), it's time to reconsider where you stand in the relationship.

Love and money should never cross paths. Keep them independant, and keep the relationship happy. Only bad can come from intermingling the two.

**Smittro** · 12-15-2009, 09:02 AM

What's the loan for again? Stock in batteries?

**Neo** · 12-15-2009, 09:17 AM

Did she ask you to cosign, or did you offer? There's a difference.

If she asked you, and then said no when you asked her, she's a huge bitch and you should get the fuck away from that as fast as possible.

But if you just offered to cosign and she accepted, that makes you in the wrong to infer that she would want to do the same.

I'm assuming that you offered to cosign on her loan, because you love her and, at the end of the day, you're a good man. But that doesn't mean she should sign for you, life does NOT work that way.