Motorcycle insurance?

**bluefields88** · 10-23-2009, 04:08 PM

I know a few of you guys on here own bikes and I was wondering how much the insurance costs for them. I'm considering buying one since I might be moving out to San Francisco for college, and I don't want to take my car with me. I'll be 21 and so far I have a perfect 4 year driving record. I also have over a B average in school, so I dunno if that adds on any good student discounts like with driving. Any info would be great.

**infantryws6** · 10-23-2009, 04:12 PM

29 years old clean record started off paying $50 a couple of years ago. After I crashed the bike it went to $75. Bike is an 08 Harley Night Train

**bluefields88** · 10-23-2009, 04:13 PM

That's monthly right?

**infantryws6** · 10-23-2009, 04:17 PM

Originally Posted by bluefields88

That's monthly right?

yes

**Zapper2003** · 10-23-2009, 05:10 PM

I pay like 7-800 a year on my bike. 01 HD Springer. I dont know what that amounts to monthly, but it will be going down this coming spring. I'm 24 single male, chalk one up for stereotypical high rates. My entire policy is 1800 a year for the truck car and bike.

**iam_dale** · 10-23-2009, 05:36 PM

I pay like $250/year....my wife pays around $125/month...but I'm 30....she's 24...I guess that's where the difference comes into play.

dale

full coverage on both of these, btw....1634CC for me...883 for the lady.

**GhostofKrypton** · 10-23-2009, 05:47 PM

125 a year through gieco. I only pay liability. I am going to switch to full coverage soon. Hope i am not paying an astronomical amount.

**bluefields88** · 10-23-2009, 07:50 PM

Geico quoted me $384 a year for a '06 Triumph Daytona. That's just liability though.

**infantryws6** · 10-23-2009, 08:08 PM

Originally Posted by bluefields88

Geico quoted me $384 a year for a '06 Triumph Daytona. That's just liability though.

I would get full coverage. You don't want to be paying for repairs when some idiot runs you off the road or you run out of talent like I did and lay it down. I did $3500 of damage to my Harley in a minor accident where I was able to pick up the bike and ride away.

**Y2K_CAMARO** · 10-23-2009, 08:35 PM

I ride a crotch rocket, and I pay $20 a month. But thats for liability only...I know its dumb to have that, but I dont ride much

**Zapper2003** · 10-24-2009, 04:15 AM

Liability only on a rocket makes sense. If you crash, you gonna die. No need to pay off the bike or the other peoples shit that you hit.

**SHines-IT** · 10-24-2009, 04:27 AM

IDK if it's still in effect here. But in the state of FL, you don't need insurance on a bike.

Geico here, is stupid pricey. Now, allstate is better. I am still complimenting on a bike sometime in the next year.

**pecha** · 10-24-2009, 07:03 AM

just shop around
some companies insure based on cc not on the type of bike

**1MileCrash** · 10-24-2009, 11:48 AM

american family insurance. also insure 2 cars and a house there so keep that in mind.

25 years old, relatively clean record (they don't go by your auto record anyway). 2003 suzuki sv1000s. around $500 per year.