insurance question..what if you wreck at a track?

**third_shift|studios** · 09-08-2006, 12:38 PM

I was just watching a video and i saw a few guys wreck on a track. One actually plowed into the other car.

What do you do if you wreck at a track? would insurance tell you to piss off?

what would insurance do if someone wrecked INTO you at the track?

**Zboner** · 09-08-2006, 12:55 PM

tell you to fuck off, that why you dont say you wrecked at the track, you move it off the track and onto the road then call and say you lost control and went off the road

**Zboner** · 09-08-2006, 12:55 PM

oh call me, i cant make it tonight, i got hay to do

**StangKiller615** · 09-08-2006, 12:58 PM

Originally Posted by third_shift|studios

I was just watching a video and i saw a few guys wreck on a track. One actually plowed into the other car.

What do you do if you wreck at a track? would insurance tell you to piss off?

what would insurance do if someone wrecked INTO you at the track?

They would probally pay to have the car repaired, then jack your insurance so high, that it would force you to drop them or switch to another company.

**nhraformula** · 09-08-2006, 05:53 PM

Originally Posted by StangKiller615

They would probally pay to have the car repaired, then jack your insurance so high, that it would force you to drop them or switch to another company.

unless youre policy states drag racing is part of it, they wont pay

**Sarge** · 09-08-2006, 05:55 PM

No policy will pay if the accident occured during a crime or a racing event.
They sell insurance to cover racing at most tracks or you can call your agent....not sure about crime....probably SOL there man....

**needmorepwr** · 09-08-2006, 06:04 PM

nope, you won't be covered.

**third_shift|studios** · 09-08-2006, 08:40 PM

shitty. hope i never find myself in that kinda predicament

**hotrodd** · 09-08-2006, 08:49 PM

Insurance won't cover it. And furthur if you financed it, the contract you signed with the bank forbids any racing. (its in the fine print)

**Iroc627** · 09-12-2006, 03:45 PM

yeah, what they said

**Bigrus** · 09-12-2006, 04:02 PM

Originally Posted by hotrodd

Insurance won't cover it. And furthur if you financed it, the contract you signed with the bank forbids any racing. (its in the fine print)

Yep also heavily modding your car can get you denied also. After market S/C NOS, any equipment that is aftermarket that you bought if it malfunctiosn and causes the wreck, or car to catch fire they can deny you.

A guy on ls2 or here had a S/C import that caught fire when a malfuntionc happened with his S/C he was denied by insurance and still owed on it.

**predator** · 09-12-2006, 05:06 PM

sooooooo.... what your saying is street race... cause if you wreck out thee you can just say that you lost control?

and they wont pay if you are breaking the law? so what aobut ppl that a re clearly speeding and get into a wreck... they are covered with just a spike in issurance...

-me

**MISFIT** · 09-12-2006, 06:51 PM

Originally Posted by predator

sooooooo.... what your saying is street race... cause if you wreck out thee you can just say that you lost control?

and they wont pay if you are breaking the law? so what aobut ppl that a re clearly speeding and get into a wreck... they are covered with just a spike in issurance...

-me

basically.