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02-20-2009, 12:52 PM #1
- Join Date
- Jul 2006
- Location
- dayton
- Age
- 53
- Posts
- 141
red- 02 firebird
getting a credit card with no history...
Whats a good card to apply for.....i applied for the amex blue card for students but im thinking ill probably get denied
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02-20-2009, 12:57 PM #2
- Join Date
- Aug 2007
- Location
- Anchorage AK
- Age
- 42
- Posts
- 1,450
Old: 00 WS6, 02 Z06, 79TA- 11 F350 CC 6.7L
Whatever you get make sure its a FIXED interest rate. The majority of places take VISA so I would go with them. I think the only place I know of that doesn't is COSTCO.
Last edited by ArcticZ06; 02-20-2009 at 01:02 PM.
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02-20-2009, 12:59 PM #3
Are you a student?
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02-20-2009, 02:21 PM #4
- Join Date
- Jul 2006
- Location
- dayton
- Age
- 53
- Posts
- 141
red- 02 firebird
yea im actually 18 i just never changed the date on here
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02-20-2009, 02:29 PM #5
If you have been banking at the same bank/credit union for a while apply for thiers to build credit. After you build a little credit youll be able to get some great rates. Avoid variable rate cards like the plague.
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02-21-2009, 12:35 AM #6
Dude, I have the same problem. It's close to impossible to build up credit without any prior credit. Total Catch 22.
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02-21-2009, 12:36 AM #7
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02-21-2009, 01:10 AM #8
Try Citi. Was my first card and as of now, has the lowest IR of any i have: 8.49%.
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02-21-2009, 01:18 AM #9
Credit cards are da debul!
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