Friend is buying a Viper, is insurance crazy??

**Mike Hawk** · 08-08-2009, 01:45 PM

My friend just rolled up in an 05 srt-10 Viper that he is going to buy on monday if the insurance isnt too outrageous. He is 28, single, no dui, or wrecks i can think of, anyone have an idea?

**Tide** · 08-08-2009, 01:52 PM

Plently of places to get online quotes.

**Crimson Sin** · 08-08-2009, 01:55 PM

Originally Posted by Mike Hawk

My friend just rolled up in an 05 srt-10 Viper that he is going to buy on monday if the insurance isnt too outrageous. He is 28, single, no dui, or wrecks i can think of, anyone have an idea?

A lot !
My 07 Stang goes 900 a year and I am 42, no accidents or tickets (that are chargeable currently) and that's LESS than my 01 SS was.. Seems most insurance companies consider the LS1 F-Body a XXX class car ( like a Vette)
Hell, Pembrook Ins. wouldn't even insure it ?
Region and distance traveled to work play a big factor in Insurance costs too..I originally was quoted 1100 when I said my work was 50 miles one way.. It dropped when I said I use a company car daily.
Such a scam insurance..

**Crimson Sin** · 08-08-2009, 01:56 PM

Originally Posted by Tide

Plently of places to get online quotes.

E-surance is one of the cheapest about.. Only drawback is that you have to pay the premium in one payment.

**KahanaReef** · 08-08-2009, 02:00 PM

Originally Posted by Crimson Sin

A lot !
Seems most insurance companies consider the LS1 F-Body a XXX class car ( like a Vette)

Yeah, when I got the Camaro, I had to go with another company because the one I had (AIG ha ha) wouldn't insure it

But, I just went with AAA in July and have better coverage for less.

**Mike Hawk** · 08-08-2009, 02:18 PM

alright thanks guys

***SMWS6TA*** · 08-08-2009, 02:58 PM

Originally Posted by Mike Hawk

My friend just rolled up in an 05 srt-10 Viper that he is going to buy on monday if the insurance isnt too outrageous. He is 28, single, no dui, or wrecks i can think of, anyone have an idea?

If he is a vet or currently serves in the military go with USAA.

**SeVeReDiStOrTiOn** · 08-08-2009, 03:04 PM

Originally Posted by Mike Hawk

My friend just rolled up in an 05 srt-10 Viper that he is going to buy on monday if the insurance isnt too outrageous. He is 28, single, no dui, or wrecks i can think of, anyone have an idea?

Depends on where you live....county population has a lot to do with rates along with all the normal stuff like driving record. Mine literally doubled when I moved a county over which was less than 5 miles from my previous house....more people equals greater risk. You'd think he'd get a quote before looking at the car. With progressives awesome online I can change/get a quote for everything in less than 5 minutes.

**issues** · 08-08-2009, 03:17 PM

tell him to buy a z06, vipers suck ass!!! full coverage here and im 28 with no marks on my record and i pay 53 dollars a month. mutha fuckin geico!!!!

**Mike Hawk** · 08-08-2009, 05:20 PM

whoaa, 53$ a month, that is crazy good.

**cammed goat** · 08-08-2009, 05:39 PM

My insurance policy for the GTO(full coverage) is actually LESS than the policy I had for my old Beretta GTZ(liability). GTO-$950/6mo. GTZ was 1200/6mo. I have Allstate. No points.

A viper...oh boy. I don't even wanna know.

**silverWS6** · 08-08-2009, 07:04 PM

Originally Posted by issues

tell him to buy a z06, vipers suck ass!!! full coverage here and im 28 with no marks on my record and i pay 53 dollars a month. mutha fuckin geico!!!!

Ohhhhh woooooooooooooooooow!!!!! Liability?

I pay $147 monthly for full coverage on the my 02 t/a.... Im 20 and have had a reckless driving ticket, 3 speeding tickets and 1 dui

**Spaz** · 08-08-2009, 07:27 PM

Originally Posted by Mike Hawk

My friend just rolled up in an 05 srt-10 Viper that he is going to buy on monday if the insurance isnt too outrageous. He is 28, single, no dui, or wrecks i can think of, anyone have an idea?

hell no... i checked when i was looking at one... $400 more a year in ins for a viper and -$280 a yea for a vetter compared to my TA... that is the average from the quotes i got...

**SeVeReDiStOrTiOn** · 08-08-2009, 08:31 PM

Originally Posted by silverWS.6

Ohhhhh woooooooooooooooooow!!!!! Liability?

I pay $147 monthly for full coverage on the my 02 t/a.... Im 20 and have had a reckless driving ticket, 3 speeding tickets and 1 dui

You pay less than me and all I have is one accident on my record from a few years ago...and drive a damn truck....and i'm 9 years older

I hate my fuckin state...oh yea my registration this year is $375

There goes my 4.56's I was going to put in.

**KahanaReef** · 08-08-2009, 08:39 PM

Originally Posted by SeVeReDiStOrTiOn

I hate my fuckin state...oh yea my registration this year is $375

There goes my 4.56's I was going to put in.

I feel your pain...

**SHines-IT** · 08-08-2009, 08:46 PM

Originally Posted by silverWS.6

Ohhhhh woooooooooooooooooow!!!!! Liability?

I pay $147 monthly for full coverage on the my 02 t/a.... Im 20 and have had a reckless driving ticket, 3 speeding tickets and 1 dui

Who do you have?!?!? I was paying a $150 a month for basic, with Geico, got it down to $76 a month with Allstate, and I have a clean driving record... All though I did get pulled over for doing tripple digits, but he let me go with a slap on the wrist.

**86 IROC-Z** · 08-08-2009, 08:54 PM

Originally Posted by issues

tell him to buy a z06, vipers suck ass!!! full coverage here and im 28 with no marks on my record and i pay 53 dollars a month. mutha fuckin geico!!!!

lol

http://www.urbandictionary.com/define.php?term=fanboy

**SeVeReDiStOrTiOn** · 08-08-2009, 08:55 PM

Originally Posted by SHines-IT

Who do you have?!?!? I was paying a $150 a month for basic, with Geico, got it down to $76 a month with Allstate, and I have a clean driving record... All though I did get pulled over for doing tripple digits, but he let me go with a slap on the wrist.

I'd hope so you've only been driving a couple years...legally anyway.

**SHines-IT** · 08-08-2009, 08:58 PM

[QUOTE=SeVeReDiStOrTiOn;2017997]I'd hope so you've only been driving a couple years...legally anyway.[/QUOTE]

Yep, what he said... My brother crash two of his cars by the time I was his age, once without insuarce...

**nhraformula** · 08-08-2009, 09:00 PM

Back when i had the C5 it was cheaper than my formula.
As my insurance agent explained it to me, cars like vettes are not generally owned by dickhead younger guys trying to prove something and soon wreck the cars.