diesel truck insurance

**LT1 > LS1** · 01-11-2008, 12:06 PM

16 yrs old. clean record IL

1995-2003 diesel fullsize truck. either ford 7.3, or any year for cummins. any year for chevy.

150,000 miles, used, single cab short bed, 2wd.

what should i expect.

**third_shift|studios** · 01-11-2008, 12:20 PM

it's gonna be really really high. They rate these things in both directions, how safe will it keep you, how destructive will it be to someone else. You're basically driving a wrecking ball on wheels-they'll nail you to the cross.

**JHayesLS1** · 01-11-2008, 12:24 PM

Question, what on earth does a 16 year old need a diesel for?

**third_shift|studios** · 01-11-2008, 12:25 PM

but on the contrary...the money you spend in insurance, you'll save on gas if you use vegetable oil

**CaptainCaveMan** · 01-11-2008, 03:15 PM

Originally Posted by third_shift|studios

it's gonna be really really high. They rate these things in both directions, how safe will it keep you, how destructive will it be to someone else. You're basically driving a wrecking ball on wheels-they'll nail you to the cross.

Really? I've never thought about that being high before, but what you say does seem like it would make sense.

**hutch1999** · 01-11-2008, 04:05 PM

are you going to get full coverage or just liability?

**LT1 > LS1** · 01-11-2008, 06:58 PM

full coverage,

reasons why i want a diesel truck: (not in order)

1. i am going to be a mechanic. so it is nice to be able to haul parts and junk around.
2. I will eventually have a race car that will not be streetlegal to say the least. tow rig use
3. performance. my buddies 6.0 ford does 13.2 with nothing but an edge tuner.
4. fuel milage. 18+ mpg's, thats awesome! for such a big truck
5. reliable daily driver. dude.....it's a diesel! made for reliability.
stacks. black smoke pooring out of the stacks in the bed= freakin awesome!
6. i like trucks. drive one now. they are fun in snow to say the least.
7.TORQUE!!!!!!!
8. TURBO!!!!!!!!!!!!!!
9. super cheap bio diesel.

thats my list. for right now.

so? any estimation on price? about 100 bucks a month? what are we talkin here?

**LT1 > LS1** · 01-12-2008, 06:29 PM

bump once

**Toyota h8r** · 01-12-2008, 06:46 PM

Originally Posted by nitrorustler41

full coverage,

reasons why i want a diesel truck: (not in order)

1. i am going to be a mechanic. so it is nice to be able to haul parts and junk around.
2. I will eventually have a race car that will not be streetlegal to say the least. tow rig use
3. performance. my buddies 6.0 ford does 13.2 with nothing but an edge tuner.
4. fuel milage. 18+ mpg's, thats awesome! for such a big truck
5. reliable daily driver. dude.....it's a diesel! made for reliability.
stacks. black smoke pooring out of the stacks in the bed= freakin awesome!
6. i like trucks. drive one now. they are fun in snow to say the least.
7.TORQUE!!!!!!!
8. TURBO!!!!!!!!!!!!!!
9. super cheap bio diesel.

thats my list. for right now.

so? any estimation on price? about 100 bucks a month? what are we talkin here?

LOL....your gonna get a rude awaking buddy,
i pay $89 a month full coverage on a 92 s10

Then theres the 85 6.2L non turbo I drive and i pay 140 a month full coverage.

Them, the killer of my wallet.......the 95 cummins at 170 a month!

And the new truck coming soon hehe......06 duramax/allison ...150 a month!

I've been drive 4 yrs clean record and a special class from insurance company(safe driving logs deal) Ive heard i can do better but State farm has been very good to me

**LT1 > LS1** · 01-12-2008, 07:18 PM

wow. thats tuff.

**third_shift|studios** · 01-12-2008, 11:24 PM

just call up any insurance company and talk to them-they give free quotes and it has no effect on your credit, though for some reason your credit score matters-which i think is really REALLY retarded.

**third_shift|studios** · 01-12-2008, 11:25 PM

Originally Posted by CaptainCaveMan

Really? I've never thought about that being high before, but what you say does seem like it would make sense.

yep. i considered dumping the t/a for a wrangler-figured it would cut a lot of costs, insurance was nearly the same. I said 'WTF!?!?!" they were like "well, if you hit some one in a wrangler, you can do a lot of damage"

**Blitzed** · 01-12-2008, 11:27 PM

Also I'd like to throw in this

people talk about bio like its easy to make, I assure you it is not easy to get just right and you'll more than likey clog up a few filters until then. it also takes days to make assuming you have the time and your equipment has no malfunctions

**LT1 > LS1** · 01-13-2008, 06:53 PM

Originally Posted by Blitzed

Also I'd like to throw in this

people talk about bio like its easy to make, I assure you it is not easy to get just right and you'll more than likey clog up a few filters until then. it also takes days to make assuming you have the time and your equipment has no malfunctions

i know, but how do they run on just straight, clean, unused vegetable oil? what mods you need?

**Blitzed** · 01-14-2008, 01:09 AM

Originally Posted by nitrorustler41

i know, but how do they run on just straight, clean, unused vegetable oil? what mods you need?

you can't, you need a fuel catalyst. There are 2 chemicals that work, sodium hydroxide or potassium hydroxide,but I'm not going to get into it. But it takes lots of time. Like running your burners when your filtering it ... you can't leave them running when your not there. Well I wouldn't, also you have the filter media, an old pair of jeans will get you down to .14 micron if heated properly. Anyway, do your homework. And keep in mind that home made BIO is not what people think it is and as such you should not factor it in your scheme of "cheap fuel". Also you CANNOT run it on newer diesels with NOx and Exhaust particle filters without removing said emissions equipment.