Credit Check?

**Firebird Phoenix** · 06-07-2008, 08:49 PM

I'd like to check my credit as I was recently turned down for a credit card I applied for... I'd like to think I have good credit as I pay my credit card on time, had it for a couple years, had loans I was good on paying on. It gave me reasons why it may have been declined and majority sound negative. So I wanna make sure I don't have any fraud crap going on on my record.

I want to check all three, are those "free" ones I see on TV not a scam or something? I'm just fishy about things like that. Thanks for any input

**FORD RECOVERY EXPERT** · 06-07-2008, 09:02 PM

"... Shoulda Gone To FREE CREDIT REPORT . com"

**67CamaroRSSS** · 06-07-2008, 09:35 PM

Beat 813......

I just refied my house. Companies couldn't qualify me fast enough.

**Z28Thunder** · 06-07-2008, 09:56 PM

Originally Posted by 67CamaroRSSS

Beat 813......

I just refied my house. Companies couldn't qualify me fast enough.

833 next..

**MagicMan** · 06-07-2008, 10:31 PM

i can't seem to get mine out of the 700s & i dont have a bad mark on it. fuckers!

**SeVeReDiStOrTiOn** · 06-08-2008, 06:41 AM

Originally Posted by Firebird Phoenix

I'd like to check my credit as I was recently turned down for a credit card I applied for... I'd like to think I have good credit as I pay my credit card on time, had it for a couple years, had loans I was good on paying on. It gave me reasons why it may have been declined and majority sound negative. So I wanna make sure I don't have any fraud crap going on on my record.

I want to check all three, are those "free" ones I see on TV not a scam or something? I'm just fishy about things like that. Thanks for any input

Everyone is entilted to an annual free credit report...I think it was passed by Clinton

Anyway, it gives you the whole report for free but you have to pay if you want the FICO score.

https://www.annualcreditreport.com/cra/index.jsp

And here's a link explaining why everyone gets a free report every year...incase you don't think it's legit. http://www.ftc.gov/bcp/conline/edcam...rts/index.html

Oh and don't go to freecreditreport.com...like every other BS site they have hidden fees and sign you up for trial memberships to places.

**Firebird Phoenix** · 06-08-2008, 07:51 AM

Originally Posted by SeVeReDiStOrTiOn

Everyone is entilted to an annual free credit report...I think it was passed by Clinton

Anyway, it gives you the whole report for free but you have to pay if you want the FICO score.

https://www.annualcreditreport.com/cra/index.jsp

And here's a link explaining why everyone gets a free report every year...incase you don't think it's legit. http://www.ftc.gov/bcp/conline/edcam...rts/index.html

Oh and don't go to freecreditreport.com...like every other BS site they have hidden fees and sign you up for trial memberships to places.

Thank you, I thought there was one like that but wasn't sure. Found the potential culprit of why I didn't get that credit card, says I have a medical bill I didn't pay back in 2005 and is in collection when I #1 paid that bill(small), #2 never received notice of such collection. Pretty cool....*sarcasm* Other than that everything looks good.