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  1. 10-13-2006, 05:37 PM #1
    OSU Buckeyes
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    Thumbs up Card for People with not so good credit.

    www.joealbright.ecreditdirectory.com

    Click the link the go find the card from orchard bank. Almost everyone is approved. Not too bad on the rate either. Good way to get ur shit back on track.
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  2. 10-13-2006, 11:32 PM #2
    rbob93
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    Sebring Silver
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    I have a Washington Mutual card
    $1500 limit @ 9.9% on purchases...no fee......not too shabby
    640 FICO score too!

    One year out of my bankruptcy this month
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  3. 10-16-2006, 08:04 AM #3
    Evictor
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    Orchard Bank...watch out for them. There are tons of horror stories about them and the credit cards.
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  4. 10-16-2006, 10:59 AM #4
    superfastls1
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    Quote Originally Posted by Evictor View Post
    Orchard Bank...watch out for them. There are tons of horror stories about them and the credit cards.

    They raised my annual fee this year for no reason. Can they do that legally? I threatened to close my account but they don't give a crap. Does anyone know if they are allowed to do that?
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  5. 10-16-2006, 04:22 PM #5
    my5thNewUsernameHere
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    Quote Originally Posted by superfastls1 View Post
    They raised my annual fee this year for no reason. Can they do that legally? I threatened to close my account but they don't give a crap. Does anyone know if they are allowed to do that?
    Sure they can...

    From what I understand, if you carry a decent balance, they will likely waive the annual fees. If you're like me and you pay the balance in full each month they aren't making (as) much off of you so they "don't give a crap" if you leave.
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