Another Great Lawyer

**1badchicken** · 07-10-2007, 11:14 AM

ONE LAWYER YOU HAVE TO LOVE

As most of you receiving this know, New Orleans residents are challenged
often with the task of tracing home titles back potentially hundreds of
years. With a community rich with history stretching back over two
centuries, houses have been passed along through generations of family,
making it quite difficult to establish ownership.

Here's a great letter an attorney wrote to the FHA on behalf of a client
that I thought was absolutely priceless!! This is one lawyer you gotta
love!!...... It's too good not to share!

A New Orleans lawyer sought an FHA loan for a client. He was told the loan
would be granted, if he could prove satisfactory title to a parcel of
property being offered as collateral. The title to the property dated back
to 1803, which took the lawyer three months to track down.

After sending the information to the FHA, he received the following reply:

(Actual letter):

"Upon review of your letter adjoining your client's loan application, we
note that the request is supported by an Abstract of Title. While we
compliment the able manner in which you have prepared and presented the
application, we must point out that you have only cleared title to the
proposed collateral property back to 1803.

Before final approval can be accorded, it will be necessary to clear the
title back to its origin."

_________________________________________________

Annoyed, the lawyer responded as follows (actual letter):

"Your letter regarding title in Case No. 189156 has been received.
I note that you wish to have title extended further than the 194
years covered by the present application.

I was unaware that any educated person in this country, particularly those
working in the property area, would not know that Louisiana was purchased,
by the U.S., from France in 1803, the year of origin identified in our
application.

For the edification of uninformed FHA bureaucrats, the title to the land
prior to U.S. ownership was obtained from France , which had acquired it
by Right of Conquest from Spain . The land came into the possession of
Spain by Right of Discovery made in the year 1492 by a sea captain named
Christopher Columbus, who had been granted the privilege of seeking a new
route to India by the Spanish monarch, Isabella.

The good queen, Isabella, being a pious woman and almost as careful about
titles as the FHA, took the precaution of securing the blessing of the
Pope before she sold her jewels to finance Columbus expedition.

Now the Pope, as I'm sure you may know, is the emissary of Jesus Christ,
the Son of God, and God, it is commonly accepted, created this world.
Therefore, I believe it is safe to presume that God also made that part of
the world called Louisiana.

God, therefore, would be the owner of origin and His origins date back, to
before the beginning of time, the world as we know it AND the FHA.

I hope you find God's original claim to be satisfactory. Now, may we have
our loan?"

The loan was approved.

**Anthracis** · 07-10-2007, 11:20 AM

That is priceless!! lol

**DanWS6** · 07-10-2007, 11:32 AM

**lira'sls1's** · 07-10-2007, 11:37 AM

that's great!

**Y2KPewterSS** · 07-10-2007, 02:53 PM

I guess you have to be a smartass for a dumbass to comprehend

**1MileCrash** · 07-11-2007, 12:13 AM

hahaha...nice...bureaucrats suck

**NE98LS1** · 07-11-2007, 04:59 AM

haha no kidding 1803!?! that is insane in itself!

**mmciau** · 07-11-2007, 08:13 PM

Great piece of work by the lawyer

mike

**NE98LS1** · 07-11-2007, 08:41 PM

Originally Posted by mmciau

Great piece of work by the lawyer

mike

wow, age 63, and a junior member? you gotta get that changed!

**redls1** · 07-11-2007, 09:59 PM

Just like when my wife and i bought our current house. I got some money from my 401k and because it was in my name they didnt want to approve the loan. I had to sign a letter that the money was a gift and she had all access to our joint account. The origianlly wanted us to put 20% down. (we put 10% down. Not many people even put that down nowadays. We dont them to kiss off or take the 10%. We were lucky and got approved. They also had to do a ssn check and some other crazy shit that drove us crazy. Not as freaking crazy as the mortgaga broker(a friend of a friend) through out a 3 week process said he could close the deal in 3 weeks. After 20 emails which I still save saying we could get this done the day before we were supposed to close he changed mortgag companys through an email and doesnt answer the phone. The sellers got scared and sold the house to someone else. We had to find a new house. he said dont promise a 3 week close. We got it done in 10 days. We also got a 30 fixed 6.875 no point,no interest only bullshit, no prepayment penalty. He quoted us all kinds of shit and to this day are receving paper work with loan quotes of 10% interest rates,interest only with prepayment penaltys etc.. As you can tell Im a little bitter. He was ofcourse a friend of a friend who could hook me up. So I will let you know a little secret. Dont do business with set2go loans from cali (rick haynes) as he will screw you like a whore.

**slim420832002** · 07-12-2007, 10:08 AM

Originally Posted by redls1

Just like when my wife and i bought our current house. I got some money from my 401k and because it was in my name they didnt want to approve the loan. I had to sign a letter that the money was a gift and she had all access to our joint account. The origianlly wanted us to put 20% down. (we put 10% down. Not many people even put that down nowadays. We dont them to kiss off or take the 10%. We were lucky and got approved. They also had to do a ssn check and some other crazy shit that drove us crazy. Not as freaking crazy as the mortgaga broker(a friend of a friend) through out a 3 week process said he could close the deal in 3 weeks. After 20 emails which I still save saying we could get this done the day before we were supposed to close he changed mortgag companys through an email and doesnt answer the phone. The sellers got scared and sold the house to someone else. We had to find a new house. he said dont promise a 3 week close. We got it done in 10 days. We also got a 30 fixed 6.875 no point,no interest only bullshit, no prepayment penalty. He quoted us all kinds of shit and to this day are receving paper work with loan quotes of 10% interest rates,interest only with prepayment penaltys etc.. As you can tell Im a little bitter. He was ofcourse a friend of a friend who could hook me up. So I will let you know a little secret. Dont do business with set2go loans from cali (rick haynes) as he will screw you like a whore.

so ur in cali? i am a mortgage broker myself and that dude sounds like bs. 1 rule u cant promise something u cant do. ITS ILLEGAL. did u ever think about gettin a lawyer on that deal. the attorney general love ppl like that. sry bout ur bad luck. if anyone out in iowa needs any help with a mortgage check my website out at www.weare1stclass.com . i am at the des moines south location. give me a call ask for adam ext. 203

**Chaos** · 07-12-2007, 10:12 AM

http://www.snopes.com/humor/letters/landgrab.asp

**third_shift|studios** · 07-12-2007, 10:29 AM

i dont' get it?

**67CamaroRSSS** · 07-12-2007, 01:25 PM

Originally Posted by third_shift|studios

i dont' get it?

With regards to what 1badchicken originally posted, the Snopes link that Chaos posted shows this to be a 50+ year old piece of humor recirculated in consequence with the Katrina hurricane.