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Insurance: Collectible Rates?

This is a discussion on Insurance: Collectible Rates? within the General Help forums, part of the LSx Technical Help Section category; All, Anyone have their late model TA (non-CETA) insurance with someone like Condon & Skelly, Haggerty that offers a "Collector ...

  1. #1
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    2002 Trans AM WS6

    Insurance: Collectible Rates?

    All,

    Anyone have their late model TA (non-CETA) insurance with someone like Condon & Skelly, Haggerty that offers a "Collector car" insurance rate for low mileage, non-daily driven TA's?

    I have a '71 Corvette that is costs me like $150 a year and looking for someone that will insure my '02 TA cheaper than what I am paying now ($650/yr) because I probably average only 2500 mi per year.

    Thanks!

    DJ

  2. #2
    Senior Member predator's Avatar
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    1966 Corvette Coupe

    Hagerty requires the car be over 25 or so years old...

    -me

  3. #3
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    NBM
    99 TA

    I have grundy's insured for like 38k with a premium under $400

  4. #4
    MOTOR CITY MARO' SSTODD's Avatar
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    PEWTER
    2000 CAMARO SS #3821

    Grundy's also, with $15k agreed value on my 00' SS is ony about $300/yr.

  5. #5
    Electrical Engineer KMdef9's Avatar
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    I am curious about this as well.

    What kind of coverage are you guys getting with them? Full? Comprehensive? No-fault? Deductible?

  6. #6
    MOTOR CITY MARO' SSTODD's Avatar
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    I do not have it with me right now but it has all the coverages required by my state (MI) so it is a full coverage policy with no restrictions other than you MUST own a primary other vehicle for work and such so the "collector" car is for a pleasure vehicle only. I switched a couple years ago and get a bill once a year to renew and the price never changes unless you change the value. I love it.

  7. #7
    Electrical Engineer KMdef9's Avatar
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    Custom Swirly Black
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    Quote Originally Posted by SSTODD View Post
    I do not have it with me right now but it has all the coverages required by my state (MI) so it is a full coverage policy with no restrictions other than you MUST own a primary other vehicle for work and such so the "collector" car is for a pleasure vehicle only. I switched a couple years ago and get a bill once a year to renew and the price never changes unless you change the value. I love it.
    That's what my car is as well, a "pleasure" vehicle. But I think I'm still paying ~$1k a year (don't actually pay 1k b/c There's no insurance on it for 4-5 months).

    My problem with the current insurance company is they only use something similar to KBB to determine it's value. I just want to get the most money, IF, something were to happen.

  8. #8
    MOTOR CITY MARO' SSTODD's Avatar
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    2000 CAMARO SS #3821

    That is where I was, paying $1k/yr. and switching to storage coverage every year back and forth. I picked the $15K number myself and sent them a couple photos and I was all set. My 00' SS has only 19k miles and I am the original owner, it is obviously not a DD.

  9. #9
    Senior Member bigrondownhiller's Avatar
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    1996 Camaro Z28 vert

    I rarely drive my camaro and have thought about this. Do they require a garage for the car?

  10. #10
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    99 TA

    Grundy does require a garage and it can only be used as a "pleasure" vehicle. Mine is covered for the kbb value of a stock 99 t/a plus the mods done to it. I will actually need to raise my coverage, I just sent a list of parts with prices when I initially signed up. It is full coverage

  11. #11
    Senior Member kingls1's Avatar
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    1999 Trans-Am, 2012 Sonic

    I also just got a quote form grundy, stock value for 99 T-A $142 per yr. full coverage. Iam paying $56 per month now with State Farm(with a clean record). wating for the E-mail to get started..

  12. #12
    Think Spring..... 4get gto's Avatar
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    Quote Originally Posted by predator View Post
    Hagerty requires the car be over 25 or so years old...

    -me
    Not true.....I have Hagerty on my 2000 WS6. Like $400 a year with roadside.
    2000 NBM WS6

    /oo_________oo\
    |==_/_ws6_\_==|

    ><(((º>´¯`·.¸¸.·´¯`·.¸¸><((((º>

  13. #13
    Senior Member predator's Avatar
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    1966 Corvette Coupe

    Quote Originally Posted by 4get gto View Post
    Not true.....I have Hagerty on my 2000 WS6. Like $400 a year with roadside.
    I will have to look into that... My buddies have tried to get it and i swear they were told pre 86 only...

    -me

  14. #14
    Moderator 35th-ANV-SS's Avatar
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    I will have to look into this myself.

    I have a pretty penny into my car now and it's a 35th LE with 21K miles.

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