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Insurance.... Holy cow

This is a discussion on Insurance.... Holy cow within the Firebird / WS6 forums, part of the Vehicle Specific category; lol What is it with insurance on a bird? I can't believe it is so much. They told me $1500 ...

  1. #1
    Member knightryda01's Avatar
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    midnight blue
    2000 Pontiac ram air ws-6

    Insurance.... Holy cow

    lol What is it with insurance on a bird? I can't believe it is so much. They told me $1500 a year, so in total I'm paying basically $3000 a year for a 96 Tahoe with full coverage and a 2000 TA with full coverage. Goood lord....

    I was first looking into getting a v-6 and they said with dual car discount etc it would raise my insurance $50 per month for 2 vehicles instead of 1. So I was hoping a v-8 would not be too much more. I was wrong.

    I plan on storing the TA for the winter... Any ideas on just storage insurance being cheaper then regular insurance?

    I have 1 speeding ticket on my record.

    Anyone know of any insurance companies that cater to us bird lovers more then others?

  2. #2
    Member noxside's Avatar
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    Purple 95 Camaro
    Arctic White 02 T/A WS6

    Through allstate here in northron illi, my 02 t/a ws6 for full coverage is about 780 for 6 months. Who are you trying to go through?

  3. #3
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    red
    1999 Firehawk

    How old are you?

  4. #4
    Member 01 SS Vert's Avatar
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    01 SS Vert

    multi-car discount?

    Claim the tahoe as your daily driver. I have 2 cars as well, and it's not nearly that high.

  5. #5
    Firebird Encyclopedia 9T8W66's Avatar
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    My advice is to put the T/A on Hagerty Ins. Only real requirements are over 21 and another vehicle to drive daily.
    Also Age has everything to do with Insurance Premiums I'm almost 40 with Zero points and I pay less then $800 a year for Full coverage.
    Craig
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  6. #6
    Member knightryda01's Avatar
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    midnight blue
    2000 Pontiac ram air ws-6

    i'm 32 with 1 ticket for I think 10 over.....I can't recall I think it was 5 over cause they said it would give me no points..... I would've fought it but I just so happened to forget my wallet that day running late for work so I had no proof of insurance or nothing... lol Cop was cool though.

    I am through state farm now I think. I go through one of them agencies who have like 20 companies who they are supposed to find the best price for you.
    My house is through home owners so I think I am gonna have to see where I can cut some corners.

    I did this over the phone so I'm hoping if I can actually get down there and talk to someone maybe I can get a better price.

  7. #7
    A trained professional volleybill's Avatar
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    Black
    2001 Z28

    Yeah, the F-bodies are expensive to insure- seems like lots of them are owned by younger guys that go fast and crash them- according to my insurance agent, 'vettes are cheaper to insure- even though they are a two-seater, and faster....

    To go to the Z from an LT1 powered Caprice, my insurance went up by about $400 a year-

  8. #8
    Firebird Encyclopedia 9T8W66's Avatar
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    Navy Blue Metallic
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    Regardles of what any of the the big 3 will quote you Hagerty or Grundy Collector car insurance will be cheaper and probably have better coverage. I would be with them but my car is still my DD

  9. #9
    Junior Member
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    red
    1999 Firehawk

    I didn't think Haggerty would insure these cars unless they are 1986 or older.

  10. #10
    LINGER LONGERRR DUBB's Avatar
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    NBM
    02 M6 Formula

    Mines about 1500/yr with my 40% discount.

  11. #11
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    red
    1999 Firehawk

    I pay a little over $650 a year with 300k/300k/250k limits I've had state farm for 29yrs. They get their money from me in other ways, 5 vehicles and home owners.

  12. #12
    member since may 2000 nhraformula's Avatar
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    2000 nhra edition formula

    i pay about $700 a year on the formula.
    2000 nhra edition formula
    a few bolt ons, 379 rwhp
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  13. #13
    Member adam3566's Avatar
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    black Silver
    06 silverado/ 06 C6

    The vette and my truck are 1400 a year with full coverage through erie or TLA whichever you want to call it. Not sure on wifes suburban, but pretty sure it's cheap as well. Can't believe what you guy's pay for insurance. The T/A isn't covered as it's a track only car. American family, all state and any of those online companys are complete crap and rape you for payments. Erie, AIG, or your local state insurance companys are much better.
    Last edited by adam3566; 09-03-2008 at 06:54 PM.

  14. #14
    Member axxdet's Avatar
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    pewter
    2002 firehawk

    holy shit is that sucks dude keep looking there's got to be something better...I'm only 23 and only 650 every six months....

  15. #15
    Impwnded Smkn_TA's Avatar
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    Bright Red
    1999 Trans Am Ws6

    750 for six months and your complaining, you realize some of us pay over a grand for six months even though we have no tickets or wrecks just for the fact we are young? After I get rid of this thing I will have paid for it and some in insurance payments. ROBBERY! Then again, they think it only has 320 stock hp. SO THE JOKES ON THEM!

  16. #16
    Senior Member raynor139's Avatar
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    Pewter
    2002 Trans Am WS6 M6

    800 a yr at 23, multi car policy. I have USAA which is mainly a military and there family insurance company. Only increased by $10 a month when i upgraded from a V6 firebird to the Trans Am.

  17. #17
    Member axxdet's Avatar
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    pewter
    2002 firehawk

    yea I thought that was weird for me too the increase from v6 to v8 was very small

  18. #18
    COTM July '09
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    BLK/BLK w/CGM Stripes
    2010 Camaro 2SS/M6

    Three cars on Progressive ... '01 Focus and '03 Explorer fully covered and the '98 T/A with the most basic coverage (for now, just so I can get it on the road until the winter) and I pay $170/mo. Would have been like $220 for all the cars fully insured with $5K in upgrades to the T/A but I opted for the bare minimum on the T/A for now 'cos money is tight and I barely drive it ... I've also been with them since '03 and they gave me discounts for being a college graduate and married ... oh, and age=27 here
    Last edited by Mean Green Z28; 09-03-2008 at 09:37 PM.

  19. #19
    War Machine BIG GUNS's Avatar
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    We're all retarded.

  20. #20
    Member 97ramsst's Avatar
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    2002 Trans Am WS6

    I have a 2002 WS6, 2002 Firehawk, 1998 TA, 1987 Formula 350 and a 2008 Ford F350 PS 4x4 and I pay $210 a month to State Farm...all are full coverage with 250 dedectible on collision and $0 comp.

    And figured in on the price is insurance on a 06 Polaris Sportsman 700...$1000 deductible on it though.

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