Do I keep full coverage on my 13 year old TA ?
This is a discussion on Do I keep full coverage on my 13 year old TA ? within the Firebird / WS6 forums, part of the Vehicle Specific category; Originally Posted by 2002ssslp NJ has had the highest car insurance rates in the country for years. There are many ...
12-14-2012, 06:10 AM #21
12-14-2012, 06:28 AM #22
is yours listed as a pleasure vehicle? My ta was about 115 a month. bought another car and changed the Bird to secondary and it dropped to 74 a month.
whats funny is since I've sold it I have had a few other cars that are all way cheaper.
g8 gt as primary was about 65 a month. c5 corvette as a secondary is 57 a month. all three have the exact same coverage. ta just has a bad boy record in insurance world.
12-14-2012, 02:52 PM #23
- Join Date
- Nov 2006
- 2000 WS6 6spd Hooker LT
12-14-2012, 04:16 PM #24
- Join Date
- Jan 2009
- Paterson/Ridgewood, NJ
Phantom Black Metallic
- 2004 GTO M6
I've been asking myself this question a lot lately as I have two more years of finance payments to go...and the rate of IDIOT drivers is on the rise. Scares the shit out of me.
Last edited by cammed goat; 12-14-2012 at 04:20 PM.
12-14-2012, 06:46 PM #25
I cannot believe what some of you are paying for insurance!! I pay $138 a month for my 02 T/A and 02 Avalanche with full coverage on both of them... I'm 24 and living on OKC and have State Farm... I will always keep full coverage on my vehicles!! I've had 2 trucks stolen (withing 6 months of each other) and both were payed off by the insurance. I have also totaled my car once, had it payed off and fixed it up again. I do not want to risk loosing my car over some idiot...
I don't even wanna know what I would pay in NJ!!
Last edited by silverWS6; 12-14-2012 at 06:51 PM.
12-15-2012, 06:37 AM #26
You don't need full-coverage for theft. All you need is liability and theft. I drop my rates down to just that (includes fire hazard) every winter the Camaro sits in the garage and isn't on the road. Drops me down even further than $100/month for 2 vehicles.It's stock.
12-15-2012, 09:29 AM #27
12-15-2012, 09:57 AM #28
12-15-2012, 10:12 AM #29
Pretty much. I rarely keep full coverage on vehicles after I have them paid off. Most likely I will be dropping to just liability and comprehensive on the Impala now that it is paid off and I'm rarely driving it since I own a 3rd vehicle now.
12-15-2012, 11:47 AM #30
- Join Date
- Nov 2009
- bernaillio county
- 2002 camaro ss
Here in New Mexico i pay 150 a month for 4 vehicles. Only because we have our home owners ins. lumped together with the vehicles. The 02 ss has a collector ins coverage which pays out a guaranteed 20,000 dollars if the car is totaled and if it was not my fault. But if the accident is my fault it only covers the other drivers vehicle and their medical. Im on the hook for my own cars damages
12-16-2012, 08:19 AM #31
California insurance is still significantly cheaper than NJ insurance. That said, I have probably the cheapest big-name insurance in the state, and I think it would be over $60 per month for full coverage on my high-mileage TA. A few different unforeseen incidents have made me regret that High cost of labor at least in this part of the state. That's something to factor in re coverage.
Last edited by clovenhooves; 12-16-2012 at 08:22 AM.
12-16-2012, 03:53 PM #32
what is worth is it a beater or nice what the cost to replace what do you have in it?that how that what matters
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