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Wrecked the SS

This is a discussion on Wrecked the SS within the Camaro / SS forums, part of the Vehicle Specific category; discrepancy in the insurance....wtf? something is not adding up...

  1. #21
    LSX whore allbaugh_04's Avatar
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    discrepancy in the insurance....wtf? something is not adding up

  2. #22
    Senior Member SeVeReDiStOrTiOn's Avatar
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    Quote Originally Posted by SAGGIN View Post
    Long story short was on my way home with couple of friends coming back from the club. My friend who was in a Tahoe was driving in front of me and I was was following her. She needed to get some gas so we pulled into the ARCO (she was getting gas, not me and not from ARCO). Anyways as we pull in I'm probly 1-1 1/2 car lenghts behind her and out of nowhere she slams on the breaks and I plow my driver side front end into the right side of her bumper. Fuckin crushed my left side looking at the car from the front. But that's not even the bitch about the whole fucking thing. My insurance wouldn't cover the damages. Here's the bomb shell...one company gave me a estimate for over $11,000.00, 60% of the car's value. Now I'm fucking stuck with a batted car which I am still financing and I got a fucking helluva mutha fucking bill to get her back in the condition that she was in. Hopefully I will have some pics up so you can take a look at the damage. Just makes you appriciate our cars even more and how rare they are. Thing that is really starting to tick me off is the fucking looks people are giving me. All I gots to say to them is, "You still ain't keeping up mutha fuckas." She still drives the same and haul ass the same but she don't look the same. They say that sometimes good things come from accidents and in no way, shap or for is this a mutha fucking good thing. BTW does anyone know about some good body shops in the greater Sacramento, Ca area?
    That sucks bro...but yea Top Notch is a really good body shop and they're in Roseville. Their address is 10640 Industrial Ave, Roseville 95678 and the phone is (916) 784-7277. They do great work and they also do custom stuff along with collision. If you're really tight on money you might not want to go there because they won't half ass it to save money...they'll just tell you to go somewhere else.

  3. #23
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    You people shoule be driving imports if you're gonna get in a wreck! $11,000 to fix that is ridiculous. The book value probably isn't more than $12-13K. What's your deductible? Did you have full coverage or just liability? You need to talk to someone at the insurance company who can explain what's going on and where those numbers come from.

  4. #24
    Senior Member splitfinger09's Avatar
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    Bright Rally Red
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    Yeah 11K is insane. I got my 2000 SS in perfect condition w/35K miles for 13K.

  5. #25
    Compulsive F bomb dropper sgt0704's Avatar
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    i still don't understand why the insurance isn't covering it. if you have full coverage, they have to cover it.

  6. #26
    Just me Y2KPewterSS's Avatar
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    This isn't the AAG forum so lets watch the language guys. I have counted the f word being used 10 times already in this thread. If the language doesn't clean up in this thread, I will be closing it.

  7. #27
    Member chevyss1234's Avatar
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    yeah i'm not gettin that. Are sayin the company said it's totaled or did the company just refuse to pay for it. if they refused i would fight the company unless you only have collision.

  8. #28
    Member SAGGIN's Avatar
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    Quote Originally Posted by JL8Jeff View Post
    You people shoule be driving imports if you're gonna get in a wreck! $11,000 to fix that is ridiculous. The book value probably isn't more than $12-13K. What's your deductible? Did you have full coverage or just liability? You need to talk to someone at the insurance company who can explain what's going on and where those numbers come from.
    Well the estimate is 60% of the cars value according to my insurance agent. So that makes 50% $10,000 so the car is probly in the higher teens. I mean it is a hard top true SS from SlP so the value on it is a little more. I did have full coverage but they said that when I had opened my policy with them some bullshit that I still can't figure out happened which wouldn't let the policy take effect. Oh I'm F****N done talking with the insurance company. I'm about to get a $ banger Camry for the time being and put my car in storage until I come up with enough cash to pay for the damages myself. People have told me to burn her or total her out in another way but I just can't bring myself to do that. So I'm gonna have to bring her back to who she was except with a lot more bark and bite.

  9. #29
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    Quote Originally Posted by SAGGIN View Post
    Long story short was on my way home with couple of friends coming back from the club. My friend who was in a Tahoe was driving in front of me and I was was following her. She needed to get some gas so we pulled into the ARCO (she was getting gas, not me and not from ARCO). Anyways as we pull in I'm probly 1-1 1/2 car lenghts behind her and out of nowhere she slams on the breaks and I plow my driver side front end into the right side of her bumper. Fuckin crushed my left side looking at the car from the front. But that's not even the bitch about the whole fucking thing. My insurance wouldn't cover the damages. Here's the bomb shell...one company gave me a estimate for over $11,000.00, 60% of the car's value. Now I'm fucking stuck with a batted car which I am still financing and I got a fucking helluva mutha fucking bill to get her back in the condition that she was in. Hopefully I will have some pics up so you can take a look at the damage. Just makes you appriciate our cars even more and how rare they are. Thing that is really starting to tick me off is the fucking looks people are giving me. All I gots to say to them is, "You still ain't keeping up mutha fuckas." She still drives the same and haul ass the same but she don't look the same. They say that sometimes good things come from accidents and in no way, shap or for is this a mutha fucking good thing. BTW does anyone know about some good body shops in the greater Sacramento, Ca area?

    Unless the body shop is going to have the car on the rack to pull the frame (if bent) and tag on all those labor/shop hourly $/hour, then you might get a $11K bill.

  10. #30
    on the open road lvgoldie's Avatar
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    Quote Originally Posted by SAGGIN View Post
    I mean it is a hard top true SS from SlP so the value on it is a little more.
    So I'm gonna have to bring her back to who she was except with a lot more bark and bite.
    My experience, the fixed car will never feel the same....

    Quote Originally Posted by SAGGIN View Post
    I did have full coverage but they said that when I had opened my policy with them some bullshit that I still can't figure out happened which wouldn't let the policy take effect.
    It seems if they were excepting your insurance payments, you have coverage....sounds wrong.

  11. #31
    Member SAGGIN's Avatar
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    Quote Originally Posted by lvgoldie View Post
    My experience, the fixed car will never feel the same....



    It seems if they were excepting your insurance payments, you have coverage....sounds wrong.
    Oh don't get me wrong but she feels the same. She drives the same, pulls the same but just has a huge facial problem. I mean for the amount of damage compared to the way she still handles is in a way I guess a fortunate thing(I guess, not really).She will be back, don't doubt that for a sec.

  12. #32
    This Light Dinner Is Over hamburger68's Avatar
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    Quote Originally Posted by SAGGIN View Post
    Oh don't get me wrong but she feels the same. She drives the same, pulls the same but just has a huge facial problem. I mean for the amount of damage compared to the way she still handles is in a way I guess a fortunate thing(I guess, not really).She will be back, don't doubt that for a sec.
    if you have a good body shop, they can do a lot as long as the structural damage is not too bad. my front end was pulled straight and a bar in front of the radiator was replaced, she feels absolutely like before. runs straight and all.

  13. #33
    Member hoss 2000 z-28's Avatar
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    Quote Originally Posted by ggino85 View Post
    that f***ing SUCKS !!!! i had an 02' camaro SS and i got rearended by some a hole and the insurance totaled it. i thought for sure they could fix it. i even drove it outa the street after the accident.heres a pic

    oh and as far as a body shop, unless you have a relative that owns a shop or works at one they're gonna rip ya
    Dang son, you even had center mounted SLP exhaust on that SS! That sucks man. Nice looking WS.6 though!

    OP, something isn't right here. You should take your police report, pictures and your insurance coverage declarations to a lawyer and see what if anything can be done. Don't just roll over and take it. If there is a discrepancy in your coverage then it's at the fault of the insurance company!

    Good luck and keep us updated!

  14. #34
    Member ghettosled's Avatar
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    Quote Originally Posted by SAGGIN View Post
    Well the estimate is 60% of the cars value according to my insurance agent. So that makes 50% $10,000 so the car is probly in the higher teens. I mean it is a hard top true SS from SlP so the value on it is a little more. I did have full coverage but they said that when I had opened my policy with them some bullshit that I still can't figure out happened which wouldn't let the policy take effect. Oh I'm F****N done talking with the insurance company. I'm about to get a $ banger Camry for the time being and put my car in storage until I come up with enough cash to pay for the damages myself. People have told me to burn her or total her out in another way but I just can't bring myself to do that. So I'm gonna have to bring her back to who she was except with a lot more bark and bite.


    wahoo, maybe i wont be the only camry owner on ls1.com! my DD is a 1996 camry. yup, i know everyone is jealous.

  15. #35
    Member SAGGIN's Avatar
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    Quote Originally Posted by ghettosled View Post
    wahoo, maybe i wont be the only camry owner on ls1.com! my DD is a 1996 camry. yup, i know everyone is jealous.
    Funny that you mention a camry becasue that was the first thing that I was about to pick up after the "incident" but have not yet decided to go with that or a tacoma.

  16. #36
    Senior Member t-rock's Avatar
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    i think you now have the driver mod.lol
    Last edited by t-rock; 12-29-2007 at 04:42 PM.

  17. #37
    !!!!!!!!!!!!!!!!!!!!!!!!! ATCharming's Avatar
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    damn dude hope it works out for u. just makes me want to baby my SS so much mroe since theyre becoming so much more rare.

  18. #38
    Aw shucks. bluefields88's Avatar
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    Quote Originally Posted by ATCharming View Post
    damn dude hope it works out for u. just makes me want to baby my SS so much mroe since theyre becoming so much more rare.
    still can't believe you have an SS now!

  19. #39
    Mad Fabricator Z34LS1's Avatar
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    Pretty Crazy, I'd be fighting my Insurance Company on that.
    A newspaper Delivery lady hit my car at 5:00 a.m. during Winter a couple years ago, this believe it or not is $1700.00 Damage:


    I took the Money and Gathered Parts to Upgrade my 95' and make it look like a 89-02:



    After two Paint Jobs here is the car before the Panels were Aligned:



    Best of Luck Resolving this.

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