Insurance

**c5z28** · 12-14-2009, 11:19 AM

Well the holidays it seems everyone wants my money I just got my biannual bill for my car insurance for $900 (22 years old). I don't have any tickets on record and I get a fair amount of deductibles but I wonder if anyone out there is cheaper. I have checked the general and esurance and both come out to more than what I pay already. To make this interesting tell me what you guys pay (not interested if the car you drive is in a parent's name etc.-you guys suck), how old you are, and who you are insured with. See if I can get a better deal, and find who gets raped more than the rest of us

**TINKRD** · 12-14-2009, 11:30 AM

what state are you in?

**LimeNine** · 12-14-2009, 11:31 AM

I turned 43yrs old last week, I'm paying $115 per month to State Farm for full coverage on my 1998 Z28 and 2000 Kawasaki ZX9r and 2005 Harley Davidson softail

**c5z28** · 12-14-2009, 11:33 AM

California

yah limenine being older definitely helps

**Modulistic** · 12-14-2009, 11:39 AM

Originally Posted by c5z28

Well the holidays it seems everyone wants my money I just got my biannual bill for my car insurance for $900 (22 years old). I don't have any tickets on record and I get a fair amount of deductibles but I wonder if anyone out there is cheaper. I have checked the general and esurance and both come out to more than what I pay already. To make this interesting tell me what you guys pay (not interested if the car you drive is in a parent's name etc.-you guys suck), how old you are, and who you are insured with. See if I can get a better deal, and find who gets raped more than the rest of us

put up a property bond, assume full liability for your actions and risks, and pay nothing a year. Its how I roll.

**c5z28** · 12-14-2009, 11:41 AM

Originally Posted by Modulistic

put up a property bond, assume full liability for your actions and risks, and pay nothing a year. Its how I roll.

Never heard of it, can you give me some info on it? How much money does one of these things cost?

**SHines-IT** · 12-14-2009, 11:47 AM

History of my insurance.

16-17: Geico (Parents Policy) 97 Acura 3.2 TL (Basic) $88 month

18: Geico (My Policy) 98 Pontiac Trans Am (Basic) $150 month,
After 6 months went down to $120 a month.

19: Allstate (My Policy) 93 Chevy Corvette (Basic) $72.47 month
I checked on full, I am getting when more money comes in from work.
Was about $200 a month (Full, $500 deductibles).
I also checked on the Trans Am, it was about $78 a month basic.
In 6 months, safe driving goes down to $52 a month basic.
Then about $160 for Full Coverage.

On both companies, I checked about a $1,000 beater car for a DD. Witch I intend to do. Averaged about $10 increase month on those type of cars for basic on it.

**SHines-IT** · 12-14-2009, 11:48 AM

Originally Posted by c5z28

Never heard of it, can you give me some info on it? How much money does one of these things cost?

Ditto

**LimeNine** · 12-14-2009, 12:06 PM

one of my buddies has a bond for the boat, vette, both motorcycles, jeep.
I'm just wondering what happens if he crashes and hurts somebody?
Medical bills get steep - quick.

**SHines-IT** · 12-14-2009, 12:08 PM

I would imagine, you'd still need basic, but am curious.

**bamaz28** · 12-14-2009, 12:54 PM

allstate $156 a month im 27 great driving record.
06 jeep grand cherokee (full with $500 deduc.)
78 chevy k10
86 nissan 720

**SiggyZ** · 12-14-2009, 01:33 PM

State Farm / 1k deduct / full coverage = about $50/month

**issues** · 12-14-2009, 01:50 PM

i have geico and im 28 with a clean record. 2006 z06 full coverage and 93 buick century liability= 86 bucks a month!!!

**67CamaroRSSS** · 12-14-2009, 02:05 PM

Travelers Ins. Full coverage with $500 deductible and no deductible full glass coverage (windows crack easily here on the surface of the sun) on both Z28's: $66.67/month.

This is also bundled up with my home owners insurance.

**allbaugh_04** · 12-14-2009, 02:10 PM

I'm still under my parents, I turn 25 in a few months.

I personally wouldn't pick the cheaper insurance. Pick a good insurance company that u know is good. When you wreck your car and they try and screw you, you'll learn the hard way.

I can almost guarantee you won't listen to me though, no one ever does.

**c5z28** · 12-14-2009, 02:16 PM

Originally Posted by allbaugh_04

I'm still under my parents, I turn 25 in a few months.

I personally wouldn't pick the cheaper insurance. Pick a good insurance company that u know is good. When you wreck your car and they try and screw you, you'll learn the hard way.

I can almost guarantee you won't listen to me though, no one ever does.

I don't care which insurer it is they always screw you over. In the 3 years I have owned the car I have payed almost half of what I bought the car for

. I can't seem to find anyone cheaper so shit on me anyway.

**clint195** · 12-14-2009, 02:36 PM

Iowa mutual i am 24 and pay 1102 every 6 months cars in my name.

2004 Cavalier LS sport DD-liabilty
2001 TA WS6- 250 comp 500 collision
2008 Z06- 1000 comp & collision

comes out to $185 every month. Cant wait to turn 25 i think i will lower the deductable to 250 or 500 on the vette well see.

**allbaugh_04** · 12-14-2009, 02:37 PM

You mean 185 every month Clint

**clint195** · 12-14-2009, 02:48 PM

Originally Posted by allbaugh_04

You mean 185 every month Clint

Good catch. Dang timmy i cant believe your in your parents name yet. I was to until 2 years ago and it was actually cheaper when i put it in my name. But i also went thru a different agent.