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Thread: Credit rating?
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11-16-2007, 11:37 AM #1
Credit rating?
So whats a good score in your opinion?
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11-16-2007, 11:42 AM #2
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Black as Wesley Snipes- 09 Mazda 3, 12 Z1000
um lol
Anything in the mid-low 600s is not bad, anything higher is better. Why are you asking?
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11-16-2007, 11:44 AM #3
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My life is a- Ben Stiller movie.
740 here-lick me.
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11-16-2007, 11:45 AM #4
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red ta orange gto- 97 trans am 06 gto
700+ and your good, 650+ is ok. im a loan officer
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11-16-2007, 11:54 AM #5
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2002 Z28 A4 NBM- Sadly now demodded :(
Depends on what you're out for. Higher score = better rate or bigger line of credit. If you're below 350 you're pretty much screwed. I'd use cash or declare bankruptcy at that point. From 350 or so to about 500 or so you can still get credit but you'll sorta get raped on the rate. 500 to about 650 more of the same but slightly better opportunities. Over 650 to about 740 and it's so-so. Not too bad but not the best. Over 740 to about 800 you're gold and they'll extend you most favored nation status. Over that, well let's just say that I went searching for a home equity loan a few months ago and several companies were willing to jump through hoops of flaming fecal matter and give me their 1st born male child to get my business. My score is 820. It doesn't go over 850 that I know of.
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11-16-2007, 11:59 AM #6
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NBM / Silver- 00 SS / 71 SS Elcamino
710 here, Finally got a credit card with a 6% apr for as long as I keep the card.
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11-16-2007, 12:17 PM #7
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11-16-2007, 01:34 PM #8
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Blue GMC Canyon- trans ams gone now
i'm 555. credit card debt is a bitch
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11-16-2007, 01:40 PM #9
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BlackCherry- Bad Ass 67 Camaro / 2010
Outstanding.
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11-16-2007, 01:44 PM #10
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pie- free
Aren't there 3 different credit reporting companies with slightly different scales?
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11-16-2007, 01:49 PM #11
dont know. last time i heard was over 2 years ago when i bought my house
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11-16-2007, 01:51 PM #12
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11-16-2007, 02:17 PM #13
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11-16-2007, 04:30 PM #14
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11-16-2007, 05:38 PM #15
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Bright Rally Red- 2000 Camaro SS #5075 M6
743 here...fyi you can check your credit report for free once a year at each of the 3 major credit companies. So 3 reports for free in all. To get your score it will cost you around 5 bucks or so.
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11-16-2007, 05:44 PM #16
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YJ- 04 GTO M6
You also have to remember there are 3 different types of credit that goes with a loan.
House Loan
Car Loan
Personal Loan(vacation, home improvement, etc)
Each has its own score and range.
The hardest one to finance is a car because its mobile.
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