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07-20-2006, 09:28 PM #1
- Join Date
- Aug 2005
- Location
- maine
- Age
- 48
- Posts
- 168
black- 2000 ws6
Comprehnsive or collision? t top came flying out
Ok, my fucking t top came flying out of my car today. Now i dont know how the insurance will want to claim this. Will they use collision or comp? collision is 500 dollars comp 100. So what should i tell them??
It did a lot of damage to my paint and even gougded a little of the fiberglass on the wing.. im pissed but ill get over it i guess.
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07-20-2006, 11:10 PM #2
just go to the for sale area. Get one for $100 or something, it's gonna cost a boat load more than that to get a new one. Probably won't hit your deductible though.
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07-21-2006, 07:15 AM #3
Your insurance probably won't cover this anyhow.
There is no coverage for mechanical failure or user error.
Why did it fall out?
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07-21-2006, 08:58 AM #4
i went for a testdrive once in a 97 anversary ed. camaro with t tops we were going down the higway at 80 or so and i'm sitting in the pass seat. all of a sudden out of nowhere the t top above me blows off . wow was that one of the scaryist things ever.... the dumbass driving went back to pick it up thinking it wouldnt be broken
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07-21-2006, 01:16 PM #5
Hide the other one and tell your insurance company that you left your windows down and the t tops unlocked and they were stolen.
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07-21-2006, 01:20 PM #6
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07-21-2006, 01:25 PM #7
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07-21-2006, 01:40 PM #8
Not a good idea........and plus the insurance company reps aren't dumb. Did I mention I work for an insurance company in the fraud department? Your insurance coverage is there incase of a real accident so you, your car, your family, friends, are covered. Like life insurance, you pay, pay, pay, and pay......and one day unfortunately your family will need it.
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07-21-2006, 01:41 PM #9
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07-21-2006, 02:08 PM #10
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07-21-2006, 02:25 PM #11
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07-21-2006, 03:01 PM #12
I do believe insurance will cover this......just not sure how they will classify it.....it may very well go under collision but not counted as a "at fault" accicent.....I mean that way you could legally get a new t-top and a new wing......all for $500........then again it might fall under comp but I just dont think so...
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07-21-2006, 03:17 PM #13
I'de think comp would cover it, unless some butthole insurance guy says no
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07-21-2006, 08:27 PM #14
- Join Date
- Aug 2005
- Location
- maine
- Age
- 48
- Posts
- 168
black- 2000 ws6
there was no accident so i dont see how they could possibly use collision. By the very meanng collision would have to involve me hitting something or someone hitting me, neither of which happened. I have to talk to them tomorrow... im gonna be pissed if they try and say its covered under collision...
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07-21-2006, 08:37 PM #15
- Join Date
- Nov 2005
- Location
- Lost in Texas
- Age
- 41
- Posts
- 2,683
Custom Slate Blue- 99 B4C
it's comp
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07-21-2006, 10:27 PM #16
you are correct!
they will cover it... if they don't then switch insurance companies because that is bs if they wont cover it. its not like you dropped the t-top on your car, and it scratched your wing and then fell on the ground and broke. it was not your fault and you had no control over the situation
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07-21-2006, 11:01 PM #17
question 1 .. why did it come out , can you show something broke ..
question 2. did you take a pic of the broken t-top.???
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07-21-2006, 11:34 PM #18
- Join Date
- Aug 2005
- Location
- Pittsburgh, PA
- Age
- 42
- Posts
- 21,720
My life is a- Ben Stiller movie.
welcome to my world-happened to both sides on mine 1 year apart. My insurance covered my tops each time for free b/c of KY insurance laws. Your insurance might not help, but see if they have a glass coverage clause first. It should be warrantied-and fight them on it b/c this is a common problem.
The problem comes from you and previous owners latching the tops down.What happens is when the pin extends from the t-top, it slides into holes on the A pilar and B pilar. Inside those holes are brackets that are screwed into the frame. Those screws can loosen over time when the t-top is set in place, then latched, b/c the pin pushes against the brackets [maneuvering itself into the bracket's grip, creating friction]. That friction overtime pushes those brackets away from the pins to the point that they aren't holding the t top down any more.
For the time being, masking tape a garbage back to it and/or keep in indoors. Good luck
Custom Car Emblems from third_shift|studios
Pittsburgh Car Detailing & Paint Protection from ts|s detailing
jaison tortorea
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07-22-2006, 07:39 AM #19
funnny dog
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07-22-2006, 09:28 AM #20
- Join Date
- Apr 2006
- Location
- Indianapolis, IN
- Posts
- 4,886
All Black- 83, 87, 02 All WS6 T/As
Had a smiliar thing happen... was drving my Camaro with a buddy of mine. He was in the pass seat and as we were traveling at 65 and he looked up and grabbed the handle and asked what this does.. I told him it was the t-top release and not to -- but before I could finish my thoughtt.. he pulled the handle and WHOOSH the t-top disappeared... fwatching the rearview for shattered glass all over the road... nothing was there.. then he said to slow down this thing is getting heavy! :O He held onto the t-top going 65 miles per hour without it hitting the car or damaging itself! But never had a t-top come off any of my 3 cars.....by itself anyway...
-Geno
1983 Black WS6 "WindCharger"
1987 Black WS6 "WS87"
2002 Black WS6 "Silver Streak"
Sold the other four f-bodies
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