ATTN: Streetbike Owners-Insurance

**2MuchFun** · 01-08-2008, 04:19 PM

What bike and year do you have?

Who is your insurance provider?

How much coverage?

Yearly cost?

Age?

Do you like them?

Im buying one asap. Looking at a 01 929 cbr and a 03 R6....around $3500 each.
Still cant decide. Iv got several quotes, seems to be they are about the same on insurance due to the 929 being older. About $600-$1200 for liability depending on how much coverage on health and uninsured crap. Full coverage is WAYYYY too much.

I dont really want to spend over $3500 on a bike. Cant wait to get one tho.

**FSANE** · 01-08-2008, 05:23 PM

Don't be stupid like me by getting liability insurance ONLY.

I had my brand new 2005 R6 stolen and only had liability insurance. Now amagine paying monthly for a bike that you don't have and then when you pay it off, you get the worthless title for a bike you still don't have.

**Rhinohuey** · 01-08-2008, 06:11 PM

I got a ton of quotes with different coverage for many different bikes a few months ago. I got quotes from like 6 different companies, and for me it seems like American Family beats BY FAR any other companies for motorcycle rates. I'm 17 years old. I don't remember how much the quotes were, but they were definately cheaper for full coverage than full coverage on my car. And I was getting quotes for the same kind of bikes you're looking at by the way.

**jperkins812** · 01-08-2008, 06:47 PM

Originally Posted by 2MuchFun

What bike and year do you have?

Who is your insurance provider?

How much coverage?

Yearly cost?

Age?

Do you like them?

Im buying one asap. Looking at a 01 929 cbr and a 03 R6....around $3500 each.
Still cant decide. Iv got several quotes, seems to be they are about the same on insurance due to the 929 being older. About $600-$1200 for liability depending on how much coverage on health and uninsured crap. Full coverage is WAYYYY too much.

I dont really want to spend over $3500 on a bike. Cant wait to get one tho.

A. 2007 650r Ninja

B. StateFarm

C. I have full coverage on the bike with $500 deductiables on both comprehensive and collision, but not sure about of coverage but I know that they are the same as both of my cars.

D. I pay $860 a year.

E. I am 30 years old.

I have had no problems so far, but I do have all my vehicles and house insurance through them.

**2MuchFun** · 01-08-2008, 07:16 PM

Well im paying straight up with cash in full for the bike (saved my money for a year, plus sold a atv)

So I wont have a loan or interest. AND full coverage is about $2800 w/progressive. Thats about $1800 for the damage/theft a year. In 2.5 years or so that would pay for the bike. If it was new I def. would get full coverage.

ALSO when rates get cheaper for me in a couple years I might get full coverage.

**nuttyprofessor** · 01-08-2008, 07:32 PM

2006 cbr 1000rr
In NJ pay 600 a yr
29 yrs old
I love my bike.....nothing like hanging on to a 380lb bike with 160 hp

**joerockhead** · 01-08-2008, 07:40 PM

04 FLHRC-I (HD)
45 yrs old
$450 a year, full coverage

A lot lot different for the age

**1MileCrash** · 01-08-2008, 07:55 PM

23 years old
male
american family insurance
2003 suzuki sv1000s
full coverage
$500.00 per year

**Rhinohuey** · 01-08-2008, 07:56 PM

Heres one of my quotes:

99 gsxr 600
American Family
full coverage
$71.09/month
17 Years Old

**FreakV6** · 01-09-2008, 06:02 AM

not me but a friend

2006 Kawi zx-6r 636
360 a year
Liablility
23 yrs old

**flat-top** · 01-09-2008, 09:18 AM

37 yrs old
male
2004 gsxr 600
$400 yr full coverage state farm

**Pulse Red GTO** · 01-10-2008, 05:58 PM

Well I have had bikes since I was 16, so I have had many different prices as many different bikes. My newest bike was a 05 GSX-R 1000 all my insurance was through St Farm with full coverage it was $150 a month w/ $250 deduct on Comp & Collision. Once I turned 25 it went down tremendously to $38 a month, same bike same coverage, just my age difference!!

**bandit95** · 01-10-2008, 07:14 PM

if you finance a bike do you have to do full coverage like a car or is it different for a bike?

**state69champ** · 01-11-2008, 01:36 AM

What bike and year do you have? 2007 honda CBR600RR

Who is your insurance provider?Statefard

How much coverage?Full

Yearly cost? 143 per month x12

Age?19

Do you like them? Very helpful.

**state69champ** · 01-11-2008, 01:37 AM

What bike and year do you have? 2007 CBR600RR

Who is your insurance provider?Statefarm

How much coverage?Full

Yearly cost?140per monthx12

Age?19

Do you like them? Very helpful

**dparsons1968** · 01-11-2008, 05:30 AM

What bike and year do you have? GSXR-1000 2003

Who is your insurance provider? Progressive

How much coverage? Liability only

Yearly cost? $130

Age? 39

**ls1blackbeauty98** · 01-11-2008, 06:00 AM

Originally Posted by bandit95

if you finance a bike do you have to do full coverage like a car or is it different for a bike?

ANYTHING u finance has to have full coverage on it, i want to even say that's a law..

boy has an 04 hayabusa (bought brand new)
i think he pays about 800 a year full coverage
hes 26

**ls1blackbeauty98** · 01-11-2008, 06:05 AM

Originally Posted by nuttyprofessor

2006 cbr 1000rr
In NJ pay 600 a yr
29 yrs old
I love my bike.....nothing like hanging on to a 380lb bike with 160 hp

thats a nice bike

ps- on a side note anyone know where i can get a suzuki joe rocket jacket *the girl styles*? i have one but want another one, dont like the one im wearing now. PM me if ya have any suggestions...